ODD Specialist

OUR CLIENT - a cutting-edge fintech company—is committed to providing convenient and efficient financial services to customers worldwide. Leveraging the wide-reaching settlement network in Europe and China, they plan to expand the global payment network and to offer their clients a secure and reliable way to manage their money. They are looking for an ODD specialist to join their team.

• Conduct in-depth and regular reviews of customer profiles, activities, and transactions to ensure compliance with AML/CTF regulations and internal policies;
• Perform risk assessments and identify unusual or suspicious activities;
• Maintain accurate and up-to-date customer records;
• Conduct periodic and event-driven ongoing due diligence (ODD) reviews based on customer risk levels and regulatory requirements;
• Verify and update customer documentation, including identification, business operations, and financial information;
• Assess changes in customer profiles to ensure alignment with KYC standards and internal compliance policies;
• Evaluate customer risk levels by analyzing transaction behavior, geographic exposure, and industry-specific risk factors;
• Perform enhanced due diligence (EDD) for high-risk customers and provide comprehensive risk assessments;
• Investigate transaction monitoring alerts, gather supporting documentation, and determine consistency with the customer's known profile and stated purpose;
• Escalate confirmed suspicious activities to the MLRO, including preparation and submission of Suspicious Activity Reports (SARs);
• Conduct ongoing screening of customers and transactions against PEP (Politically Exposed Persons) and sanctions lists;
• Maintain detailed records of all ODD activities, including customer reviews, investigations, findings, and escalations;
• Ensure customer records and compliance documentation are current and accessible for internal audits and external regulatory reviews.

Requirements

• Bachelor's degree or above, preferably in Law, Finance, Business, or related fields;
• Minimum 1 year of experience in KYC, client onboarding, or AML roles within the financial or fintech sector;
• Strong knowledge of KYC/AML regulations (e.g., FATF, 6AMLD, EU AML directives, or local regulatory frameworks);
• Excellent analytical, organizational, and documentation skills with a strong attention to detail;
• Proficiency in written and spoken English (for reviewing international documents and drafting case summaries);
• Experience in fintech, virtual assets, or cross-border financial services is a plus;
• AML or KYC certifications (e.g., ACAMS, ICA, CKYCA) would be an advantage;
• Experience working with PEP screening, sanctions screening, or onboarding high-net-worth or institutional clients is a plus.

Benefits

• A supportive team and learning-oriented environment;
• Hybrid working style;
• Opportunities to grow within the finance department as we scale;
• A chance to contribute to a fast-moving fintech company;
• Monthly salary range from 2000 EUR to 2800 EUR gross.

Only shortlisted candidates will be contacted.