Merchant Onboarding Analyst

OUR CLIENT - a cutting-edge Fintech company, is committed to provide convenient and efficient financial services to customers worldwide. Leveraging on the wide-reaching settlement network in Europe and China, they plan to expand global payment network and to offer to its clients a secure and reliable way to manage their money.

• Conduct end-to-end due diligence for new merchant applications, including verification of business licenses, ownership structures, and operational legitimacy;
• Review KYC/KYB documents and screen merchants against sanctions, PEP, and adverse media lists;
• Assess merchants' business models and risk profiles in accordance with internal onboarding policies and regulatory requirements;
• Work closely with compliance, risk, and sales teams to resolve documentation or risk-related issues;
• Ensure timely and accurate processing of onboarding requests while maintaining high compliance standards;
• Escalate high-risk cases and provide recommendations for approval or rejection;
• Maintain proper records of onboarding assessments for audit and regulatory review;
• Support ongoing monitoring of existing merchants, including periodic reviews and trigger event re-assessments.

Requirements

• Bachelor's degree in Finance, Law, Business Administration, or related field;
• 1–3 years of experience in merchant onboarding, KYC/AML, or compliance roles within Fintech, payments, or financial institutions;
• Familiarity with global and local AML/CFT regulations and best practices;
• Strong attention to detail, with good analytical and investigative skills;
• Experience using compliance tools such as World-Check, Dow Jones, or similar;
• Ability to handle sensitive information with discretion and professionalism;
• Good written and spoken English; additional language skills are a plus.

Benefits

• A supportive team and learning-oriented environment;
• Hybrid working style;
• Opportunities to grow within the finance department as we scale;
• A chance to contribute to a fast-moving fintech company;
• Monthly salary range from 2000 EUR to 3000 EUR gross.

Only shortlisted candidates will be contacted.